Monzo Refer a Friend
Banking · Community referrals
About
Monzo is a UK digital bank offering current accounts, savings, and more — all managed through its award-winning app. Their refer a friend scheme gives both the referrer and the new customer a referral bonus, as long as the new account holder makes their first card payment within 30 days. Browse verified Monzo referral codes below, shared by real customers in the Refer a Friendly community.
Be the first to share your Monzo referral code
If you're a Monzo customer, add your referral link to the community — earn points every time someone uses it.
How Does the Monzo Refer a Friend Scheme Work?
Monzo's refer a friend programme is simple. Existing Monzo customers can share a unique referral link via the Monzo app. When a new customer uses that link to open a Monzo account and makes their first card payment within 30 days, both parties receive a referral bonus.
Don't have a friend with a Monzo account to hand? That's where Refer a Friendly comes in. The referral links above have been shared by real Monzo customers in our community — use one to sign up and you'll qualify for the new customer bonus just the same.
What Do You Get with the Monzo Refer a Friend Offer?
Monzo's referral bonus can vary over time, so it's worth checking the current reward shown when you open the referral link. The key conditions are straightforward: the new account must be opened within 30 days of receiving the invite, and the first card payment must also be made within that same 30-day window.
Is the Monzo Referral Code Right for You?
If you're looking for a flexible UK current account with no monthly fee, fee-free spending abroad, and a highly rated app, Monzo is well worth considering. Using a referral link costs nothing extra and could earn you a bonus on top. Browse all banking refer a friend schemes on Refer a Friendly.
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